Tag: debt free

close up photo of monitor
Posted in Goal, Manifestation

Why I’m Teaching Myself How to Invest NOW

Posted on by tracydee

For all of my life, my mindset approaching money has been from a lack mindset. Learning how to invest was never a priority. The common phrases I am used to are:

“We can’t afford that.”

“It’s too expensive.”

“Don’t waste your money.”

“Money doesn’t grow on trees.”

Yet, at the same time charging things on credit cards was completely normal. Especially to have experiences. And for that, I am extremely grateful. I had the opportunity to do some amazing things in my childhood that instilled a love of travel in me even now.

But…

The decision to go to college and take out student loans is a huge part of my existence now even if I try to pretend they’re not there. I won’t be truly debt free until they are gone.

I wish I would have learned about investing sooner. I remember in 7th grade, we played a stock market game that was really fun. However, much of what I heard about it was that it was risky. And it’s for the wealthy people.

how to invest
Photo by Alexander Mils on Pexels.com

Now…

With the invention of YouTube, TikTok, SkillShare, and Coursera, just to name a few, there are more places than ever to teach yourself what you want to know.

And now, I want to know how to invest. I keep hearing about crypocurrencies, NFT’s, and just general bull and bear stock stuff. And I want to be able to understand it and make smart decisions that could set me up for a successful financial future.

A few months ago, I joined Motley Fool. While they send out way too many emails trying to get you to buy other products, I find much of the information useful in learning how to invest.

The reality is that it’s not a get rich quick scheme. It takes patience and long-term commitment to riding out the ups and downs of the market overall.

So, what have I been doing?

For the last year, I’ve been taking the stock recommendations from Motley Fool and other sources to build my portfolio. I follow money Tik Toker’s and YouTuber’s who share practical advice and tips for beginners.

I am building my portfolio by using Dollar Cost Averaging (DCA). Some of my stocks I bought at high prices at the beginning of 2021. Ever since, I have been investing $10-$25 per stock as the prices fluctuate. Hopefully, in the long term this will result in gains as my central price point takes into account the highs and lows.

Now, I still have so much to learn. And I’m eager to keep learning more about investing so that I can travel the world and work from anywhere. This is just one stream of passive income out of many that I plan to develop.

Subscribe to follow my journey and I’ll be sure to share any tips I learn along the way!

Posted in Goal, Manifestation

Blogging in 2021 – Sharing My Blog Stats 6 Months In

Posted on by tracydee

Here is a post of my 6- month blog stats.

Well, I know blogging is not a get rich quick method and it takes time, patience, and strategy to truly develop a quality blog that people trust and go to for tips and advice. I’ve also researched the importance of developing a niche that helps Google give you domain authority over that niche. However, my blog is more of an opportunity to share my voice and things I’ve learned with others. It also gives me an outlet to write about the things on my mind and almost use it as a journal of sorts.

I wanted to share some of the stats I have had since February 2021 when I first started publishing posts on this blog. Although I have been working on learning Search Engine Optimization (SEO), I still have so far to go. I know many bloggers get exceptional returns through the wonderful world of Pinterest marketing, but I have not mastered that yet either. I am proud of how far I have come in this process considering I was finishing grad school and working 2 part-time jobs when I started. In the last 6 weeks, I have been working at least full time in one job and consulting still with the other.

Now that I have an upcoming new adventure with a ten day quarantine, I feel like this is the perfect time to reflect on what is working and try to amp up the posts and marketing even more. I can use the time for self care and get one step closer to reaching my ultimate goals. Also, consider this an encouragement for any of you out there still blogging away waiting for those page views to go up.

Blog stats: page view and visitor insights:

blog stats

As you can see from the green shading in the chart, May and June were the months with the most page views. I even hit 1,000 in May, which was amazing. At that time, I was gaining steam in posting consistently about 10 times a month or so. As you can see in August, the posts took a dip as did the page views. At the time of this current blog post, I have 210 people following my blog (THANK YOU FOR STICKING WITH ME!).

In theory, that means if I posted 10 times a month now, and every person clicked on each post (not just in the reader view, but actually click on my blog post), then I should be reaching 2,000 views for the month. And that doesn’t include all the people who may find the post and then not subscribe to the blog itself.

Now, onto the money side of things with Word Ads. I do have that enabled, but you don’t actually get paid from WordPress until you earn $100. Additionally, I can’t apply for other ad programs like MediaVine until I have many more page views. It’s a goal, so I will report back when I do reach that milestone.

Blog stats: income

So far, my total earnings from blogging in 2021through August are $6.67. My best month was June, when my average CPM was $0.54. This is great for me now, but once I’m able to partner with bigger advertisers, that will be in the $7-$30 range hopefully.

I’m still going to continue to develop and find my niche, but for now, I enjoy what I’m learning and sharing it with you all in the process!